Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$439,754$315,000
Remaining term (yrs)26.330.0
Secondary amount$0$0
Funding fee$2,199$0
Note rate6.360%7.400%
Blended rate6.360%7.640%
1st payment$2,867.43$2,181.00
2nd payment$0.00$0.00
Taxes / mo$199.33$199.33
Insurance / mo$150.00$150.00
MI / mo$0.00$63.00
HOA / mo$112.00$112.00
Total monthly$3,328.77$2,705.33
Cash to close$0$35,000