Drew Bell

(928) 563-4564
https://www.instagram.com/bellpropertiesrealestate/https://www.facebook.com/bellprop/
Bell Properties - My Home Group
Call Drew

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$499,080$499,080$504,000
Remaining term (yrs)25.425.430.0
Secondary amount$0$32,920$0
Funding fee$2,495$2,495$0
Note rate3.560%3.560%7.400%
Blended rate3.560%4.075%7.640%
1st payment$2,484.04$2,484.04$3,489.59
2nd payment$0.00$325.77$0.00
Taxes / mo$173.08$173.08$173.08
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$100.80
HOA / mo$94.00$94.00$94.00
Total monthly$2,917.79$3,243.56$4,024.14
Cash to close$60,920$28,000$56,000