Drew Bell

(928) 563-4564
https://www.instagram.com/bellpropertiesrealestate/https://www.facebook.com/bellprop/
Bell Properties - My Home Group
Call Drew

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$263,650$263,650$450,000
Remaining term (yrs)24.624.630.0
Secondary amount$0$186,350$0
Funding fee$1,318$1,318$0
Note rate2.810%2.810%7.400%
Blended rate2.810%4.959%7.640%
1st payment$1,232.90$1,232.90$3,115.71
2nd payment$0.00$1,242.33$0.00
Taxes / mo$206.75$206.75$206.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$90.00
HOA / mo$142.00$142.00$142.00
Total monthly$1,748.31$2,990.64$3,721.13
Cash to close$236,350$50,000$50,000