Drew Bell

(928) 563-4564
https://www.instagram.com/bellpropertiesrealestate/https://www.facebook.com/bellprop/
Bell Properties - My Home Group
Call Drew

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$485,373$485,373$606,150
Remaining term (yrs)25.025.030.0
Secondary amount$0$120,777$0
Funding fee$2,427$2,427$0
Note rate2.780%2.780%7.400%
Blended rate2.780%3.820%7.640%
1st payment$2,241.37$2,241.37$4,196.86
2nd payment$0.00$805.18$0.00
Taxes / mo$307.83$307.83$307.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$121.23
HOA / mo$90.00$90.00$90.00
Total monthly$2,805.87$3,611.05$4,882.59
Cash to close$188,127$67,350$67,350