Drew Bell

(928) 563-4564
https://www.instagram.com/bellpropertiesrealestate/https://www.facebook.com/bellprop/
Bell Properties - My Home Group
Call Drew

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$402,990$402,990$495,000
Remaining term (yrs)25.225.230.0
Secondary amount$0$92,010$0
Funding fee$2,015$2,015$0
Note rate3.090%3.090%7.400%
Blended rate3.090%4.189%7.640%
1st payment$1,913.11$1,913.11$3,427.28
2nd payment$0.00$690.07$0.00
Taxes / mo$123.75$123.75$123.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$99.00
HOA / mo$0.00$0.00$0.00
Total monthly$2,203.53$2,893.60$3,816.70
Cash to close$147,010$55,000$55,000